Senior CRE Relationship Manager Real Estate Lending

Provident Bank; New York (NY); On-site; USD 154,000 - 200,000; Full time

Benefits offered by this job

PTO & Holidays

Health & Wellbeing benefits

Disability Insurance

Life Insurance

Tuition disbursement

Loan repayment

401(k) plan

Job summary

Provident Bank is expanding its Commercial Real Estate team in Westchester County, NY, seeking an experienced Relationship Manager to originate, structure, and manage complex CRE lending relationships. You will serve developers, investors, and sponsors, delivering tailored financing solutions while maintaining strong credit quality.

As the most senior RM in the CRE family, you will lead business development, collaborate with Credit, Treasury Management, and Operations, and guide junior team

Qualifications

• Bachelor's degree in accounting, Finance or Business Administration.
• 5-10 years of progressive CRE experience and credit exposure.
• Demonstrated expertise in credit analysis, underwriting, loan structuring, and portfolio management.
• Comprehensive financial analysis experience.
• Proven new business track record.
• Proven track record of originating and growing profitable lending relationships.
• Strong analytical, negotiation, decision-making, and risk assessment skills.
• Excellent written and verbal communication skills with the ability to present effectively to clients and internal credit committees.
• Proficient with software programs (Microsoft Word and Excel).

Responsibilities

• Build and manage long-term client relationships, serving as a trusted advisor to business owners, C-suite executives, and Centers of Influence.
• Drive new business growth by sourcing, acquiring, and expanding relationships with creditworthy clients in alignment with bank policies and procedures.
• Identify and execute cross-sell opportunities across deposits, Treasury Management, Wealth Management, and other bank products and services.
• Oversee loan origination process, including financial analysis, creditworthiness assessment, and preparation of loan presentations.
• Evaluate lending risk, identify mitigants, and recommend appropriate loan structures demonstrating sound credit judgment.
• Manage assigned loan portfolio with a focus on credit quality, covenant compliance, and delinquency control.
• Ensure timely and compliant execution and closing of loan transactions in accordance with approved terms.
• Partner with internal stakeholders (Credit, Treasury Management, Operations, Risk) to deliver a seamless client experience.
• Maintain awareness of market trends, competitive landscape, and industry risks to inform business strategy.
• Support team development by mentoring junior relationship managers and credit staff.

Skills

Credit analysis

Underwriting

Loan structuring

Portfolio management

Financial analysis

New business development

Communication skills

Education

Bachelor's degree in accounting, Finance or Business Administration

Tools

Microsoft Word

Microsoft Excel

Job description

Provident Bank is expanding its Commercial Real Estate team in Westchester County, NY, seeking an experienced Relationship Manager to originate, structure, and manage complex CRE lending relationships. You will serve developers, investors, and sponsors, delivering tailored financing solutions while maintaining strong credit quality.

As the most senior RM in the CRE family, you will lead business development, collaborate with Credit, Treasury Management, and Operations, and guide junior team