Senior C&I Lending Relationship Manager – Growth & Advisory

Provident Bank; New York (NY); On-site; USD 154,000 - 200,000; Full time

Benefits offered by this job

Incentive plan

Paid time off

Health, Dental and Vision benefits

401(k) retirement plan

Tuition disbursement & loan repayment

Job summary

Provident Bank is expanding its Commercial Banking presence in Westchester County, NY, seeking experienced Relationship Managers to originate, structure, and manage complex C&I lending relationships in the middle market. You will drive new business, grow existing client relationships, and deliver tailored financing solutions to meet working capital and growth needs.

You will serve as a trusted advisor to business owners and CFOs, leveraging strong credit acumen to structure revolving credit

Qualifications

• Bachelor’s degree in accounting, Finance or Business Administration.
• 5+ years of progressive commercial lending experience and credit exposure.
• Demonstrated expertise in credit analysis, underwriting, loan structuring, and portfolio management.
• Comprehensive financial analysis experience.
• Proven new business track record.
• Proven track record of originating and growing profitable commercial lending relationships.
• Strong analytical, negotiation, decision‑making, and risk assessment skills.
• Excellent written and verbal communication skills with the ability to present effectively to clients and internal credit committees.

Responsibilities

• Build and manage long-term client relationships, serving as a trusted advisor to business owners, C-suite executives, and Centers of Influence.
• Drive new business growth by sourcing, acquiring, and expanding relationships with creditworthy clients in alignment with bank policies and procedures.
• Identify and execute cross-sell opportunities across deposits, Treasury Management, Wealth Management, and other bank products and services.
• Oversee loan origination process, including financial analysis, creditworthiness assessment, and preparation of loan presentations.
• Evaluate lending risk, identify mitigants, and recommend appropriate loan structures demonstrating sound credit judgment.
• Manage assigned loan portfolio with a focus on credit quality, covenant compliance, and delinquency control.
• Ensure timely and compliant execution and closing of loan transactions in accordance with approved terms.
• Partner with internal stakeholders (Credit, Treasury Management, Operations, Risk) to deliver a seamless client experience.
• Maintain awareness of market trends, competitive landscape, and industry risks to inform business strategy.
• Support team development by mentoring junior relationship managers and credit staff.

Skills

Credit analysis

Underwriting

Loan structuring

Portfolio management

Financial analysis

Business development

Negotiation

Communication

Education

Bachelor’s degree in Accounting, Finance or Business Administration

Tools

Microsoft Word

Microsoft Excel

Job description

Provident Bank is expanding its Commercial Banking presence in Westchester County, NY, seeking experienced Relationship Managers to originate, structure, and manage complex C&I lending relationships in the middle market. You will drive new business, grow existing client relationships, and deliver tailored financing solutions to meet working capital and growth needs.

You will serve as a trusted advisor to business owners and CFOs, leveraging strong credit acumen to structure revolving credit