Senior Counsel Capital Markets

Ohiox; United States; Remote; USD 240,000 - 307,000; Full time

Job summary

Join a forward-thinking company as a Senior Legal Counsel, where you'll lead innovative legal strategies in the fintech space. This role offers the opportunity to work remotely while collaborating closely with capital markets and finance teams to enhance processes and mitigate legal risks. With a focus on adaptability and a dynamic work environment, you'll play a vital role in shaping the future of accessible credit. If you're passionate about making a meaningful impact and thrive in a fast-paced setting, this position is perfect for you.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k Plan

Target Bonuses

Equity Compensation

Qualifications

• 10+ years of experience in regulated markets and payment practices.
• Self-starter with strong organizational skills and adaptability.

Responsibilities

• Advise on reporting and reconciliation enhancements.
• Provide legal guidance to assess and mitigate risks.

Skills

Regulatory Knowledge

Legal Risk Assessment

Cross-Functional Collaboration

Adaptability

Communication Skills

Education

J.D. degree

Job description

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

Upstart’s legal team is a key component of the company, helping Upstart innovate in the fintech space across multiple products and supporting its mission of expanding access to credit based on true risk. We are a team of savvy, hardworking and genuinely nice individuals collaborating closely with the business in achieving its objectives.

As a Senior Legal Counsel at Upstart, you will lead support our capital markets operations team in day-to-day matters as they arise (including on asset-backed securitizations, warehouse financings, and investment funds). This role requires someone who is adaptable and can think outside of the box, with a broad knowledge of regulations, capital markets practices, and cross-functional system development and enhancement..

Position Location - This role is available in the following locations: Remote

Time Zone Requirements - This team operates on the East/West Coast time zones.

Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

How you’ll make an impact:

• Advise on reporting and reconciliation enhancements
• Work closely with our capital markets and finance teams
• Support other team members in addressing issues as they arise
• Provide legal and strategic guidance to assess and mitigate legal risk by building a deep understanding of the business and collaborating with internal clients, including accounting, data analytics, product, treasury, operations and tax
• Collaborate across functions to enhance processes and systems

What we’re looking for:

• Minimum requirements:
  • J.D. degree with solid academic credentials and a state bar membership
  • 10+ years of experience at a top-tier law firm, financial institution, or regulator with experience in regulated markets, payment practices, and cross-functional systems
  • Self-starter who thrives under limited direction and is excited by challenges
  • Eager to develop expertise in new or unfamiliar areas of law
  • Adaptability; willingness to be flexible and excited to work in a dynamic and fast-paced environment
• Preferred qualifications:
• • Well organized
  • Broad knowledge of financial regulations and market practices
  • Strong law firm training
  • NY or CA bar membership preferred

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$240,000—$307,000 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [e-mail]

https://www.upstart.com/candidate_privacy_policy