Senior Compliance & Risk Leader, Banking CMS

Axos Bank; San Diego (CA); On-site; USD 185,000 - 200,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insu

Paid Sick Leave, 3 weeks’ Vacation, 11

HSA or FSA account and other voluntary

401(k) Retirement Saving Plan with 401

Employee Mortgage Loan Program

Job summary

Axos Bank seeks an FVP, Compliance Officer to lead the Compliance Management System across lending and deposit products, oversee regulatory reviews, risk assessments, and policy governance. You will partner with executives to strengthen controls and foster a strong culture of compliance.

This role requires 10+ years of banking compliance experience, subject-matter expertise in regulatory programs, and proven leadership of cross-functional teams, audits, and regulatory change management.

Qualifications

• Bachelor's degree preferably in business or related area and equivalent business experience.
• 10+ years' work experience in banking/mortgage banking/audit/regulatory compliance.
• Subject matter expert of all banking regulatory, audit and compliance programs for deposit & lending compliance as it relates to federally regulated banks.
• Subject matter expert of GSE requirements, credit requirements, investor guidelines, regulatory compliance knowledge.
• Subject matter expert calculating income and determining ability to repay.
• Must be flexible, able to work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank.
• Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues.
• Must be able to recommend alternatives or solutions.
• Strong verbal and written communication skills including presentation skills.
• Ability to effectively lead multiple divisions within the Bank.
• Thinking outside the box problem resolutions.
• Microsoft Office products (WORD, EXCEL, VISIO, PowerPoint).

Responsibilities

• Lead and enhance the Bank’s Compliance Management System (CMS) and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement efforts to strengthen the Bank’s compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Skills

Regulatory compliance

Banking industry

Leadership

Policy development

Regulatory change management

Risk assessment

Communication skills

Project management

Problem solving

Presentation skills

Education

Bachelor's degree in business or related area

Tools

Microsoft Office

Loan origination systems

Job description

Axos Bank seeks an FVP, Compliance Officer to lead the Compliance Management System across lending and deposit products, oversee regulatory reviews, risk assessments, and policy governance. You will partner with executives to strengthen controls and foster a strong culture of compliance.

This role requires 10+ years of banking compliance experience, subject-matter expertise in regulatory programs, and proven leadership of cross-functional teams, audits, and regulatory change management.