Senior Compliance Officer, CMS & Regulatory Risk

axos; San Diego (CA); On-site; USD 185,000 - 200,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid time off and holidays

HSA or voluntary benefits

401(k) + company match

Mortgage loan program and trading

Job summary

Axos Bank is seeking a senior FVP, Compliance Officer in the San Diego area to lead the Compliance Management System and quality control initiatives across lending and deposits. You will guide regulatory reviews, policy governance, and risk assessments while partnering with senior leadership to drive proactive compliance culture.

You will oversee audits, regulatory examinations, and third-party oversight, while mentoring teams and coordinating with legal, regulators, and business lines to manage

Qualifications

• Bachelor's degree in business or related field, or equivalent experience.
• 10+ years in banking, mortgage banking, audit, or regulatory compliance.
• Subject matter experts for deposit, lending, GSE, and investor guidelines.
• Ability to manage multiple projects and shifting priorities.
• Strong verbal and written communication, presentation skills.
• Proficiency with Microsoft Office suite.

Responsibilities

• Lead and enhance CMS and Quality Control programs across lending and deposit products.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement efforts to strengthen the Bank's compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Skills

Leadership

Communication

Problem solving

Presentation skills

Multi-project management

Regulatory knowledge

Education

Bachelor's degree in business or related area

Equivalent business experience

Tools

Microsoft Office

Job description

Axos Bank is seeking a senior FVP, Compliance Officer in the San Diego area to lead the Compliance Management System and quality control initiatives across lending and deposits. You will guide regulatory reviews, policy governance, and risk assessments while partnering with senior leadership to drive proactive compliance culture.

You will oversee audits, regulatory examinations, and third-party oversight, while mentoring teams and coordinating with legal, regulators, and business lines to manage