FVP, Compliance Officer

axos; San Diego (CA); On-site; USD 185,000 - 200,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid time off and holidays

HSA or voluntary benefits

401(k) + company match

Mortgage loan program and trading

Job summary

Axos Bank is seeking a senior FVP, Compliance Officer in the San Diego area to lead the Compliance Management System and quality control initiatives across lending and deposits. You will guide regulatory reviews, policy governance, and risk assessments while partnering with senior leadership to drive proactive compliance culture.

You will oversee audits, regulatory examinations, and third-party oversight, while mentoring teams and coordinating with legal, regulators, and business lines to manage

Qualifications

• Bachelor's degree in business or related field, or equivalent experience.
• 10+ years in banking, mortgage banking, audit, or regulatory compliance.
• Subject matter experts for deposit, lending, GSE, and investor guidelines.
• Ability to manage multiple projects and shifting priorities.
• Strong verbal and written communication, presentation skills.
• Proficiency with Microsoft Office suite.

Responsibilities

• Lead and enhance CMS and Quality Control programs across lending and deposit products.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement efforts to strengthen the Bank's compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Skills

Leadership

Communication

Problem solving

Presentation skills

Multi-project management

Regulatory knowledge

Education

Bachelor's degree in business or related area

Equivalent business experience

Tools

Microsoft Office

Job description

Axos Bank

Target Range:

$185,000.00/Yr. - $200,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, Compliance Officer is responsible for overseeing and enhancing the Bank's Compliance Management System (CMS) and ensuring compliance with applicable laws, regulations, and internal policies. This role provides leadership and subject matter expertise across key compliance functions, including compliance reviews, loan-level documentation and transactional testing, regulatory change management, risk assessments, issue and complaint management, third-party service provider oversight, and data-driven compliance monitoring. The FVP partners closely with business leaders to identify, assess, and mitigate compliance risk while promoting a strong culture of compliance throughout the organization.

Responsibilities:

• Lead and enhance the Bank's Compliance Management System (CMS) and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives
• Drive continuous improvement efforts to strengthen the Bank's compliance and quality control framework, processes, and monitoring activities
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities

Qualifications:

• Bachelor's degree preferably in business or related area and equivalent business experience
• 10+ years' work experience in banking/mortgage banking/audit/regulatory compliance
• Subject matter expert of all banking regulatory, audit and compliance programs for deposit & lending compliance as it relates to federally regulated banks
• Subject matter expert of GSE requirements, credit requirements, investor guidelines, regulatory compliance knowledge.
• Subject matter expert calculating income and determining ability to repay
• Must be flexible, able to work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank
• Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues
• Must be able to recommend alternatives or solutions
• Strong verbal and written communication skills including presentation skills
• Ability to effectively lead multiple divisions within the Bank
• Thinking outside the box problem resolutions
• Microsoft Office products (WORD, EXCEL, VISIO, PowerPoint)

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or HSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Acount with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

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