Senior Portfolio Manager Lead - Lender Finance

Axos Bank; New York (NY); On-site; USD 205,000 - 230,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid time off

401(k) with employer match

Mortgage loan program

Self-directed trading access

Job summary

Axos Bank is seeking a FVP, Portfolio Manager Lead in New York to guide a team responsible for monitoring a diverse portfolio of lender finance relationships, ensuring credit quality, and driving risk-aware growth. You will oversee performance, collateral and covenant compliance, and collaborate across underwriting and relationship management to optimize profitability.

The ideal candidate has extensive lender finance and credit risk management experience, strong leadership, and excellent

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
• 8+ years in commercial banking, lender finance, asset-based lending, or portfolio management.
• 3+ years of leadership experience managing portfolio management, underwriting, or credit teams.
• Strong understanding of lending structures supporting specialty finance companies, consumer lenders, equipment finance companies, fintechs, and non-bank institutions.
• Experience analyzing borrowing bases, collateral performance, cash flow trends, and credit risk metrics.
• Knowledge of structured lending facilities, warehouse lines, asset-backed lending, and lender finance transactions.
• Strong analytical, problem-solving, and credit decision-making skills.
• Excellent verbal and written communication skills, including presenting complex credit matters to senior leadership and credit committees.
• Proven ability to manage multiple priorities in a fast-paced environment.
• Proficiency with financial analysis, portfolio reporting, and risk management tools.

Responsibilities

• Lead a team responsible for ongoing monitoring and management of a lender finance portfolio, including specialty finance companies and other non-bank financial institutions.
• Oversee portfolio performance, collateral quality, covenant compliance, advance rates, borrowing base reporting, and overall credit risk exposure.
• Review borrower financial performance, collateral trends, concentration risks, and portfolio metrics to identify issues and recommend risk mitigation.
• Direct preparation and review of annual credit reviews, risk rating assessments, amendments, waivers, and portfolio reporting.
• Partner with Relationship Managers, Underwriters, and Credit Approvers throughout lending life cycles.
• Support structuring, underwriting, and execution of new transactions, renewals, and modifications.
• Ensure timely completion of portfolio monitoring requirements, covenant testing, borrowing base reviews, and third-party reporting.
• Provide leadership and development to portfolio staff, fostering accountability and continuous improvement.
• Monitor adherence to credit policies, regulatory expectations, and risk management frameworks.
• Prepare and present portfolio performance, risk trends, and concentration analyses to senior management and committees.
• Drive process improvements, reporting enhancements, and best practices for risk oversight.

Skills

Lender finance

Credit risk management

Portfolio management

Leadership

Financial analysis

Communication

Structured finance

Education

Bachelor's degree in Finance, Accounting, Economics

Tools

Excel

Portfolio reporting tools

Job description

Axos Bank is seeking a FVP, Portfolio Manager Lead in New York to guide a team responsible for monitoring a diverse portfolio of lender finance relationships, ensuring credit quality, and driving risk-aware growth. You will oversee performance, collateral and covenant compliance, and collaborate across underwriting and relationship management to optimize profitability.

The ideal candidate has extensive lender finance and credit risk management experience, strong leadership, and excellent