Senior Commercial Underwriter - Middle Market Credit Expert

Columbia Banking System; Irvine (CA); Vor Ort; USD 98.000 - 170.000; Vollzeit

Benefits dieser Stelle

Healthcare benefits

401(k) with match

Tuition assistance

Paid time off

Zusammenfassung

Columbia Bank in Irvine, CA is seeking an experienced Commercial Underwriter for Middle Market credit loans including working capital lines, asset-based lines, CRE and equipment financing. The role analyzes business and financial data to identify risks and builds a robust credit recommendation with documented rationale.

You will collaborate with Client Solutions Managers and Relationship Managers, ensure adherence to bank policies, mentor junior underwriters, and provide insights on loan

Qualifikationen

• Bachelor's Degree in business, Finance, Accounting, or equivalent work experience required.
• 7-10 years of commercial underwriting/credit analysis or relevant lending experience.
• Strong analytical and problem-solving abilities; solid knowledge of credit policies.

Aufgaben

• Underwrite middle market credit requests including working capital, asset-based, CRE, and equipment financing.
• Analyze business and financial data; identify key risks and provide concise credit recommendations.
• Ensure compliance with bank policies; monitor borrower performance and covenant calculations.
• Collaborate with CSMs and Relationship Managers to present findings and mitigate risks.

Kenntnisse

Analytical skills

Credit analysis

Cash flow analysis

Communication skills

Presentation skills

Training capability

Ausbildung

Bachelor's Degree in Business/Finance

Jobbeschreibung

Columbia Bank in Irvine, CA is seeking an experienced Commercial Underwriter for Middle Market credit loans including working capital lines, asset-based lines, CRE and equipment financing. The role analyzes business and financial data to identify risks and builds a robust credit recommendation with documented rationale.

You will collaborate with Client Solutions Managers and Relationship Managers, ensure adherence to bank policies, mentor junior underwriters, and provide insights on loan