Mid-Market Commercial Credit Underwriter

Columbia Banking System; Irvine (CA); On-site; USD 75,000 - 130,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan with company匹配

Employee assistance program

Life insurance

Disability insurance

Tuition assistance

Paid vacation, sick days, holidays

Mental health resources

Identity theft protection

Legal support

Disability insurance

Auto and home insurance

Pet insurance

Discount marketplace

Job summary

Columbia Bank in Irvine, CA is seeking a Commercial Credit Analyst to evaluate C&I and CRE loan requests, including working capital and real estate financing. You will collaborate with Portfolio Managers and Relationship Managers to prepare concise credit recommendations for timely credit approvals.

Ideal candidates have 2-4 years of underwriting experience, strong financial analysis skills, and proficiency with Moody's Risk Analyst and Excel. Onsite role with competitive pay and benefits.

Qualifications

• 2-4 years of commercial credit analysis or underwriting experience.
• Ability to spread company and personal financial statements.
• Familiarity with bank credit policies and documentation.
• Excellent written, verbal and interpersonal communication skills.

Responsibilities

• Analyze credit information for new and renewal C&I and CRE requests.
• Prepare concise credit recommendations for approval.
• Spread financial statements and compute covenant calculations.
• Identify exceptions to bank policies and ensure compliance.
• Monitor borrower performance and coordinate with Portfolio Managers and CSMs.

Skills

Credit analysis

Financial statement spreading

Communication skills

Presentation skills

Team collaboration

Tools

Moody's Risk Analyst

Excel

Word

PowerPoint

Job description

Columbia Bank in Irvine, CA is seeking a Commercial Credit Analyst to evaluate C&I and CRE loan requests, including working capital and real estate financing. You will collaborate with Portfolio Managers and Relationship Managers to prepare concise credit recommendations for timely credit approvals.

Ideal candidates have 2-4 years of underwriting experience, strong financial analysis skills, and proficiency with Moody's Risk Analyst and Excel. Onsite role with competitive pay and benefits.