Mid-Market Commercial Underwriter

Columbia Bank; United States; On-site; USD 75,000 - 135,000; Full time

Benefits offered by this job

Healthcare

401(k)

Employee assistance

Life insurance

Tuition assistance

Paid time off

Holidays

Job summary

Columbia Bank is seeking a Credit Analyst to evaluate customer credit information for Middle Market requests, including working capital lines, asset-based lines, commercial real estate, and equipment financing. You will collaborate with CSMs and Relationship Managers to prepare concise recommendations for credit approval, assess risk, and ensure compliance with bank policies.

The role requires 2–4 years of commercial credit analysis experience and a Bachelor's degree in

Qualifications

• Bachelor's degree in Business, Finance or Accounting or equivalent experience.
• 2–4 years of commercial credit analysis or underwriting experience.
• Experience spreading financial statements with Moody's or similar tools.

Responsibilities

• Analyze business and financial data to identify key risks.
• Prepare concise credit recommendations for approvals.
• Spread financial statements and ensure accuracy of covenant calculations.
• Collaborate with CSMs and Relationship Managers on credit opportunities.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Credit analysis

Financial statement spread

Excel

Moody's Risk Analyst

Documentation

Education

Bachelor's degree in Business/Finance/Accounting

Tools

Moody's Risk Analyst

Job description

Columbia Bank is seeking a Credit Analyst to evaluate customer credit information for Middle Market requests, including working capital lines, asset-based lines, commercial real estate, and equipment financing. You will collaborate with CSMs and Relationship Managers to prepare concise recommendations for credit approval, assess risk, and ensure compliance with bank policies.

The role requires 2–4 years of commercial credit analysis experience and a Bachelor's degree in