Commercial Underwriter: CRE & C&I Credit Expert

Columbia Banking System; Salem (OR); On-site; USD 62,000 - 100,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) plan

Tuition assistance

Job summary

Columbia Bank in Salem, OR is seeking a Credit Analyst to analyze and evaluate customer credit information for C&I and CRE requests, including working capital lines, asset-based lines, and real estate loans. You will collaborate with Commercial Portfolio Managers, CSMs and Relationship Managers to prepare timely, high-quality credit recommendations.

The role requires 2-4 years of commercial credit underwriting experience; spread financial statements, use Moody's Risk Analyst, and ensure

Qualifications

• Experience analyzing and underwriting commercial credit requests.
• Ability to spread financial statements and assess risk.
• Knowledge of risk rating models and bank policies.

Responsibilities

• Assess business, industry, and financial data for credit requests.
• Prepare concise credit recommendations for approval.
• Monitor borrower performance and covenant calculations.
• Collaborate with Portfolio Managers, CSMs, and Relationship Managers.

Skills

Credit analysis

Spreading financials

Moody's Risk Analyst

Communication skills

Tools

Moody's Risk Analyst

Job description

Columbia Bank in Salem, OR is seeking a Credit Analyst to analyze and evaluate customer credit information for C&I and CRE requests, including working capital lines, asset-based lines, and real estate loans. You will collaborate with Commercial Portfolio Managers, CSMs and Relationship Managers to prepare timely, high-quality credit recommendations.

The role requires 2-4 years of commercial credit underwriting experience; spread financial statements, use Moody's Risk Analyst, and ensure