Strategic Mid-Market Credit Underwriter

Columbia Bank; Irvine (CA); On-site; USD 75,000 - 130,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) with employer match

Employee assistance program

Life insurance

Disability insurance

Tuition assistance

Mental health resources

Identity theft protection

Legal support

Auto and home insurance

Pet insurance

Discount marketplace

Paid vacation and holidays

Job summary

Columbia Bank in Irvine, CA analyzes and evaluates customer credit information for commercial real estate, C&I and related loans, guiding risk-aware credit decisions. The team collaborates with Commercial Portfolio Managers, Client Solutions Managers, and Relationship Managers to prepare concise credit recommendations.

The role requires 2-4 years of credit analysis experience, strong spread skills, and proficiency with Moody’s Risk Analyst and Excel.

Qualifications

• 2-4 years of commercial credit analysis or underwriting experience
• Intermediate Accounting skills and knowledge
• Ability to spread financial statements using Moody’s Risk Analyst or similar tools
• Experience with commercial lines of credit and term loans, secured and unsecured
• Strong written, verbal and interpersonal communication skills
• Familiarity with bank credit policies, procedures and documentation

Responsibilities

• Analyze and evaluate customer credit information for new and renewal requests across C&I, CRE and equipment financing
• Collaborate with Portfolio Managers, CSMs and Relationship Managers to prepare timely credit recommendations
• Spread financial statements and monitor borrower performance
• Apply risk rating models and identify exceptions to policies and procedures
• Ensure accurate loan coding and compliance with loan documents

Skills

Credit analysis

Financial analysis

Interpersonal skills

Regulatory knowledge

Education

Equivalency to credit analysis experience

Tools

Moody's Risk Analyst

Excel

Word

PowerPoint

Job description

Columbia Bank in Irvine, CA analyzes and evaluates customer credit information for commercial real estate, C&I and related loans, guiding risk-aware credit decisions. The team collaborates with Commercial Portfolio Managers, Client Solutions Managers, and Relationship Managers to prepare concise credit recommendations.

The role requires 2-4 years of credit analysis experience, strong spread skills, and proficiency with Moody’s Risk Analyst and Excel.