Senior Commercial Portfolio Risk Analyst – Hybrid

Careerglobalhc

Irvine (CA)

Hybrid

USD 80,000 - 120,000

Full time

14 days+

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Benefits offered by this job

Hybrid flexibility

Vehicle perks

Health coverage

401(k) with company match

Life and disability insurance

Job summary

Hyundai Capital America (HCA) seeks a Sr. Commercial Portfolio Risk Associate to monitor and support management of commercial dealer portfolio risk, including floorplan performance and collateral exposure.

You will review dealer information, identify risk indicators, and partner with stakeholders to ensure timely follow‑up on action plans. Responsibilities include credit reviews of high‑risk accounts, data reporting, and coordination with Legal and Risk teams.

Qualifications

Minimum 4–6 years of experience in automotive finance, commercial credit, floorplan lending, portfolio risk, credit operations, or related financial services environment.
Experience reviewing dealer or commercial account activity, collateral exposure, credit documentation, reporting, or portfolio risk indicators.
Experience coordinating with internal stakeholders to support account follow‑up, documentation, reporting, or risk action plan activities.

Responsibilities

Monitor assigned dealer portfolio activity, including past due audits, monthly curtailments, floorplan interest, insurance premiums, vehicle overlines, and aged inventory.
Identify account‑level risk indicators and elevate potential exposure concerns or trends to leadership.
Coordinate with dealers, sales teams, Commercial Risk partners, and portfolio analysts to support timely resolution of risk action plan milestones.
Track follow‑up activities and ensure required documentation, payments, or corrective actions are completed within established timelines.