Senior Commercial Portfolio Risk Analyst - Hybrid

Hyundai Capital America; Irvine (CA); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Hybrid work arrangement

Vehicle allowance and discounts

Comprehensive health coverage

401(k) with company match

Life and disability insurance

Job summary

Hyundai Capital America seeks a Sr. Commercial Portfolio Risk Associate in Irvine to monitor dealer portfolio risk, tracking floorplan performance, collateral exposure, and aged inventory.

You will support risk mitigation efforts, review high‑risk accounts, and coordinate with internal teams to ensure timely action. The role requires strong knowledge of commercial credit, dealer operations, and risk documentation, with prior experience in risk assessment and reporting.

Qualifications

• 4–6 years of experience in automotive finance, commercial credit, floorplan lending, or related financial services.
• Experience reviewing dealer or commercial account activity, collateral exposure, and risk indicators.

Responsibilities

• Monitor dealer portfolio activity, including past due audits, floorplan interest, and aged inventory.
• Review high‑risk accounts and watch‑list dealerships for collateral position and credit exposure.
• Prepare summaries of review findings and support risk mitigation recommendations.
• Coordinate with dealers, risk partners, and portfolio analysts to ensure timely follow‑up and documentation.
• Support development and accuracy of commercial risk reporting and dashboards.

Skills

Commercial credit

Portfolio risk

Dealer operations

Credit documentation

Risk analysis

Data reporting

Stakeholder coordination

Excel

Education

Bachelor's degree in Business/Finance/Economics

Tools

Datascan

Wholesale Intelligence

Risk Gauge

Salesforce

Job description

Hyundai Capital America seeks a Sr. Commercial Portfolio Risk Associate in Irvine to monitor dealer portfolio risk, tracking floorplan performance, collateral exposure, and aged inventory.

You will support risk mitigation efforts, review high‑risk accounts, and coordinate with internal teams to ensure timely action. The role requires strong knowledge of commercial credit, dealer operations, and risk documentation, with prior experience in risk assessment and reporting.