Senior Commercial Lending Portfolio Manager

Southwest Heritage Bank; Scottsdale (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

Southwest Heritage Bank in Scottsdale seeks a Portfolio Manager to supervise and analyze credit information on current and potential customers, and to prepare credit presentations for SBA, CRE, and commercial loans. The PM will coordinate loan closings and support client relationships in a dynamic community banking environment.

The role emphasizes monitoring portfolio performance, ensuring compliance with loan agreements, and advising on underwriting practices to minimize risk while fostering

Qualifications

• BS/BA in business; 3-5 years banking experience and/or training.
• Extensive experience, knowledge and training in all lending activities, terminology, products and services.
• Advanced knowledge of related state and federal banking compliance regulations and policies.

Responsibilities

• Gathers data from customers and prospects, analyzes financial information including financial statements and tax returns.
• Prepares Credit Presentations for new money requests and annual reviews.
• Develops accurate risk ratings and monitors loan portfolio for signs of stress.
• Ensures renewals and annual relationship reviews are completed timely.
• Coordinates processing of approved loans and communicates with servicing centers.

Skills

Credit analysis

Lending knowledge

Portfolio management

Financial statement analysis

Education

BS/BA in business

Tools

Bank lending software

Office365

Job description

Southwest Heritage Bank in Scottsdale seeks a Portfolio Manager to supervise and analyze credit information on current and potential customers, and to prepare credit presentations for SBA, CRE, and commercial loans. The PM will coordinate loan closings and support client relationships in a dynamic community banking environment.

The role emphasizes monitoring portfolio performance, ensuring compliance with loan agreements, and advising on underwriting practices to minimize risk while fostering