Senior Credit Underwriter - SBA & Commercial Loans

Kasasa, Ltd.; Tucson (AZ); On-site; USD 65,000 - 90,000; Full time

Job summary

Southwest Heritage Bank is seeking a Credit Underwriter in Tucson, AZ to analyze credit information, prepare presentations, and support SBA and commercial loan activity. You will monitor portfolio performance, assess risk, and collaborate with lenders to manage the loan pipeline.

The role requires strong analytical skills, experience in lending, and attention to detail to uphold credit standards in a community bank setting.

Qualifications

• BS/BA in business; 3-5 years banking experience and/or training.
• Extensive experience in lending activities, terminology, products and services.
• Proficient in financial statement analysis and risk assessment.

Responsibilities

• Prepare credit presentations for new money requests and annual reviews.
• Develop accurate risk ratings and monitor loan portfolios for stress.
• Coordinate processing of approved loans and renewals per policy.
• Monitor covenants and ensure compliance with loan agreements.

Skills

Credit analysis

Financial statement analysis

Analytical thinking

Interpersonal skills

Attention to detail

Communication

Education

BS/BA in business

Tools

Bank lending software

MS Office

Job description

Southwest Heritage Bank is seeking a Credit Underwriter in Tucson, AZ to analyze credit information, prepare presentations, and support SBA and commercial loan activity. You will monitor portfolio performance, assess risk, and collaborate with lenders to manage the loan pipeline.

The role requires strong analytical skills, experience in lending, and attention to detail to uphold credit standards in a community bank setting.