Senior Commercial Lender & Team Lead

SNI Financial; United States; On-site; USD 90,000 - 130,000; Full time

Job summary

SNI Financial is seeking a Commercial Loan Officer to aggressively develop commercial loans and manage a growing loan portfolio. The role involves analyzing financial statements, assessing creditworthiness, and driving new business through calls, referrals, and visits to client accounts.

The candidate will mentor junior staff, contribute to risk management discussions, and partner with senior leadership to achieve lending goals and growth across the bank’s commercial portfolio.

Qualifications

• Bachelor’s degree required in finance, accounting, economics, or related field.
• 5–10 years in credit analysis and/or commercial lending.
• Strong knowledge of financial statement analysis and risk assessment.
• Proven leadership and mentoring abilities.

Responsibilities

• Develop commercial loans by identifying prospects and setting appointments.
• Analyze financial information to assess creditworthiness.
• Prepare credit memorandums for approval.
• Mentor junior credit staff and support policy interpretations.
• Collaborate with senior management to assess credit goals.
• Maintain compliance with lending policies and covenants.

Skills

Credit analysis

Leadership

Interpersonal skills

Risk assessment

Financial statement analysis

Portfolio management

Education

Bachelor’s degree in finance, accounting, economics, or related field

Job description

SNI Financial is seeking a Commercial Loan Officer to aggressively develop commercial loans and manage a growing loan portfolio. The role involves analyzing financial statements, assessing creditworthiness, and driving new business through calls, referrals, and visits to client accounts.

The candidate will mentor junior staff, contribute to risk management discussions, and partner with senior leadership to achieve lending goals and growth across the bank’s commercial portfolio.