Senior Commercial Lender

Midstates Executive Solutions; Delano (MN); Presencial; USD 90.000 - 140.000; Tempo integral

Resumo da vaga

Midstates Executive Solutions seeks an experienced Senior Commercial Lender to manage an existing $30 million portfolio and develop new business within the market. The role emphasizes strong relationship-building and credit discipline to support client growth and sound risk management.

The successful candidate will originate, underwrite, structure, and close loans, monitor performance, and ensure compliance with bank policies and regulations while mentoring other lenders and contributing to

Qualificações

• Extensive commercial lending experience.
• Proven portfolio-management track record.
• Strong credit analysis and risk assessment skills.
• Demonstrated ability to develop new business and cross-sell.

Responsabilidades

• Inherit and manage an established commercial loan portfolio of approximately $30 million.
• Retain and expand existing commercial banking relationships.
• Generate new business through referrals, networking, and community involvement.
• Evaluate borrowers' financial condition, cash flow, collateral, and creditworthiness.
• Structure loan solutions balancing customer needs with prudent risk management.
• Prepare and present credit requests for approval.
• Monitor portfolio quality, documentation, covenant compliance, and renewals.
• Identify deposit, treasury management, and other banking opportunities.
• Collaborate with credit, operations, retail banking, and senior leadership.
• Provide mentorship and leadership to lending team members.
• Maintain knowledge of commercial lending regulations, market conditions, and industry trends.

Conhecimentos

Commercial lending

Relationship management

Credit analysis

Loan structuring

Descrição da vaga

Our client is seeking an experienced, relationship-focused Senior Commercial Lender to join its banking team. This is an excellent opportunity for an established lender to inherit and manage an existing commercial loan portfolio of approximately $30 million while continuing to develop new business and expand the bank's presence in the market.

The Senior Commercial Lender will be responsible for managing and growing a diverse portfolio of commercial banking relationships. Responsibilities include originating, underwriting, structuring, and closing commercial loans; assessing credit risk; preparing and presenting loan requests; monitoring portfolio performance; and ensuring loans comply with the bank's credit policies and applicable regulations.

This individual will serve as a trusted financial partner to commercial clients, developing a strong understanding of their businesses and providing lending and banking solutions that support their goals. The lender will be expected to deepen existing relationships, identify cross-selling opportunities, generate referrals, and build new relationships through business development and community involvement.

The role offers potential leadership opportunities based on the candidate's experience and interests. These opportunities may include mentoring and developing other lenders, contributing to lending strategy, participating in credit and loan committees, and taking on broader responsibilities within the commercial banking team.

Key responsibilities include:

• Inheriting and managing an established commercial loan portfolio of approximately $30 million
• Retaining and expanding existing commercial banking relationships
• Generating new business through referrals, networking, and community involvement
• Evaluating borrowers' financial condition, cash flow, collateral, and creditworthiness
• Structuring loan solutions that balance customer needs with prudent risk management
• Preparing and presenting credit requests for approval
• Monitoring portfolio quality, loan documentation, covenant compliance, and renewals
• Identifying deposit, treasury management, and other banking opportunities
• Collaborating with credit, operations, retail banking, and executive leadership
• Providing mentorship and leadership to other members of the lending team
• Maintaining strong knowledge of commercial lending regulations, market conditions, and industry trends

Qualified candidates should have significant commercial lending and portfolio-management experience, a demonstrated record of business development, and strong knowledge of commercial credit analysis and loan structuring. The ideal candidate will possess sound judgment, strong communication and relationship-building abilities, a commitment to credit quality, and the leadership skills necessary to positively influence the lending team and the broader organization.

Compensation will be competitive and based on experience.