Strategic Commercial Credit Analyst

SNI Financial; Tampa (FL); On-site; USD 65,000 - 90,000; Full time

Job summary

SNI Financial is seeking a Commercial Credit Analyst to underwrite a range of commercial loans in strict compliance with underwriting standards and regulations. You will support loan officers by delivering advanced credit analysis and strong customer relationship management.

The role requires evaluating financial statements, loans with real estate or equipment financing, and presenting informed recommendations to borrowers and staff.

Qualifications

• Bachelor’s degree with two years related lending/financial analysis experience.
• Formal credit training preferred.
• NMLS mortgage loan originator registration under the SAFE Act.

Responsibilities

• Underwrite commercial loans in line with standards and laws.
• Analyze financial data for new and renewal loan requests.
• Assess borrower creditworthiness and present recommendations to officers.
• Review tax returns and financial statements to verify income.
• Maintain relationships with loan officers and assist in business development.
• Ensure collateral position is protected and properly documented.

Skills

Loan underwriting

Credit analysis

NMLS registration

Commercial lending knowledge

Regulatory compliance

Education

Bachelor’s degree or equivalent

Formal credit training

SBA 7(a) experience (plus)

Job description

SNI Financial is seeking a Commercial Credit Analyst to underwrite a range of commercial loans in strict compliance with underwriting standards and regulations. You will support loan officers by delivering advanced credit analysis and strong customer relationship management.

The role requires evaluating financial statements, loans with real estate or equipment financing, and presenting informed recommendations to borrowers and staff.