Senior Commercial Lender & Relationship Builder

Prosperity Bank; Austin (TX); On-site; USD 90,000 - 150,000; Full time

Job summary

Prosperity Bank is seeking an experienced Relationship Manager to grow and retain profitable commercial banking relationships in the Austin, TX area. You will deliver value-added solutions, manage loan processes, and cross-sell banking products to meet clients' goals and maximize revenue over the life of the relationship.

The role requires proven client relationship skills, extensive product knowledge, credit analysis capability, and the ability to close loans typically in the $1M–$10M range.

Qualifications

• Bachelor’s degree in banking, finance or related field preferred.
• Formally credit trained and/or underwriting knowledge preferred.
• Typically seven years direct lending or credit support experience focused on business relationships.
• Familiarity with sales, loan processing and closing processes.
• Extensive knowledge of Commercial Banking products including owner-occupied and investment CRE loans.

Responsibilities

• Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area.
• Requires skills and experience loan structuring and credit analysis.
• Generating a wide variety of commercial and real estate loans.
• Closing loans typically in the $1 million to $10 million range.
• Contributes to deposit growth by cross selling and promoting additional banking products
• Other duties as assigned.

Skills

Relationship mgmt

Credit analysis

Loan structuring

Cross selling

Client relations

Communication

Education

Bachelor's degree in banking/finance

Job description

Prosperity Bank is seeking an experienced Relationship Manager to grow and retain profitable commercial banking relationships in the Austin, TX area. You will deliver value-added solutions, manage loan processes, and cross-sell banking products to meet clients' goals and maximize revenue over the life of the relationship.

The role requires proven client relationship skills, extensive product knowledge, credit analysis capability, and the ability to close loans typically in the $1M–$10M range.