Senior Commercial Credit Analyst & Underwriter

Evolve Bank; Memphis (TN); On-site; USD 70,000 - 110,000; Full time

Job summary

Evolve Bank is seeking a Credit Officer to support the Credit Manager in financial analysis and underwriting for commercial loans. The role involves analyzing risk drivers, assisting in loan structuring, and participating in the approval process.

Qualified candidates will have at least five years in commercial credit analysis, a business/economics/finance background, and strong communication skills. The position emphasizes ownership and collaboration with lenders and analysts.

Qualifications

• 5+ years in commercial credit analysis.
• Bachelor's degree in business, economics, finance or banking.
• High attention to detail and accuracy.
• Ability to prioritize tasks and meet tight deadlines.
• Strong verbal and written communication skills.
• Ability to balance loan production with risk/reward considerations.
• Team-oriented, able to work with lenders and supervisors.

Responsibilities

• Analyze and underwrite commercial loan requests.
• Assist lenders with financial analysis and risk drivers.
• Participate in loan approval processes with proper authorization.
• Support loan operations in structuring questions.
• Vet new loan products or niche markets.
• Handle special projects and provide analytical support.
• Mentor and guide Credit Analysts.
• Collaborate on training programs and concept reviews for loan requests.

Skills

Commercial loan analysis

Underwriting

Financial analysis

Risk assessment

Loan approval processes

Mentoring teammates

Training collaboration

Education

Bachelor's degree in business, economics, finance, or banking

Job description

Evolve Bank is seeking a Credit Officer to support the Credit Manager in financial analysis and underwriting for commercial loans. The role involves analyzing risk drivers, assisting in loan structuring, and participating in the approval process.

Qualified candidates will have at least five years in commercial credit analysis, a business/economics/finance background, and strong communication skills. The position emphasizes ownership and collaboration with lenders and analysts.