Senior Commercial Credit Analyst & Underwriter

Evolve Bank & Trust; Memphis (TN); On-site; USD 70,000 - 120,000; Full time

Job summary

Evolve Bank & Trust is seeking a Credit Officer to support the Credit Manager with financial analysis and underwriting for commercial loans in Memphis. You will analyze loan requests, identify key risk drivers, and contribute to sound lending decisions.

Responsibilities include partnering with lenders, assisting with complex loan structures, and mentoring Credit Analysts to ensure accurate risk assessment and compliance with internal standards.

Qualifications

• Minimum of five years of experience in commercial credit analysis.
• Bachelor's degree in business, economics, finance, or banking with strong accounting/finance background.

Responsibilities

• Commercial loan analysis and underwriting.
• Assist lenders with financial analysis, identify primary risk drivers, structure loans, and assess repayment ability.
• Participate in loan approvals with appropriate authorization.
• Assist Loan Operations with loan-structure questions.
• Vet new loan products or niche markets.
• Handle special projects/requests and provide analytical support.
• Support and mentor Credit Analysts.
• Collaborate with lenders on training and reviews for loan requests.

Skills

Attention to detail

Financial analysis

Underwriting

Risk assessment

Communication

Education

Bachelor's degree in business/economics/finance with accounting background

Job description

Evolve Bank & Trust is seeking a Credit Officer to support the Credit Manager with financial analysis and underwriting for commercial loans in Memphis. You will analyze loan requests, identify key risk drivers, and contribute to sound lending decisions.

Responsibilities include partnering with lenders, assisting with complex loan structures, and mentoring Credit Analysts to ensure accurate risk assessment and compliance with internal standards.