Senior Commercial Credit Analyst – CRE & C&I

Enterprise Bank & Trust; St. Louis (MO); On-site; USD 75,000 - 110,000; Full time

Job summary

Enterprise Bank & Trust seeks a seasoned Credit Analyst III to perform in-depth research and complex commercial analysis, supporting Commercial Loan Officers with greater independence. You will prepare cash flow and financial statement analyses, verify covenants, and contribute to loan decisions in a fast-paced banking environment.

The role emphasizes mentoring junior analysts, handling high-stakes reviews, and collaborating with relationship managers to deliver thorough underwriting for complex

Qualifications

• 4–6 years of credit analysis experience.
• Bachelor's degree in business, finance, or accounting.
• Strong underwriting and risk analysis knowledge.

Responsibilities

• Handle complex credit analysis with minimal oversight.
• Prepare and present credit assessments for loan requests.
• Mentor junior analysts and support underwriting discussions.
• Conduct third-party research and market analysis.

Skills

Credit analysis

Financial statement analysis

Commercial lending

Client relationships

Team leadership

Education

Bachelor's degree in Business/Finance

Tools

MS Excel

Loan origination software

BI tools

Job description

Enterprise Bank & Trust seeks a seasoned Credit Analyst III to perform in-depth research and complex commercial analysis, supporting Commercial Loan Officers with greater independence. You will prepare cash flow and financial statement analyses, verify covenants, and contribute to loan decisions in a fast-paced banking environment.

The role emphasizes mentoring junior analysts, handling high-stakes reviews, and collaborating with relationship managers to deliver thorough underwriting for complex