Senior Commercial Banking Relationship Manager

United Community Bank; Huntsville (AL); On-site; USD 70,000 - 100,000; Full time

Job summary

United Community Bank in Huntsville seeks a proactive Commercial Relationship Manager to expand and manage a portfolio of business clients. You will cultivate profitable relationships, structure loan terms, and collaborate with credit analysts to ensure sound lending decisions.

The role requires building a strong COI network and achieving production targets while delivering exceptional service to business owners. Proactive community involvement is valued.

Qualifications

• Bachelor’s degree in business, economics, finance, or accounting or equivalent experience.
• Minimum three years banking experience in credit analysis or lending.
• Ability to analyze complex financial statements and assess profitability.

Responsibilities

• Manage and retain profitable client relationships.
• Develop new business through active calling on clients and prospects.
• Develop and maintain a strong COI network.
• Research and develop leads using available tools.
• Manage production versus goals and structure loan terms.
• Provide guidance to credit analysts and portfolio managers.
• Oversee loan closing process including term sheets and letters.
• Ensure adherence to loan policies and risk standards.
• Participate in community activities and events.
• Conduct quarterly performance check-ins and planning.

Skills

Relationship management

Sales

Financial analysis

Negotiation

Verbal & written communication

Education

Bachelor’s degree in business, economics, finance, or accounting

Tools

Microsoft Office

Job description

United Community Bank in Huntsville seeks a proactive Commercial Relationship Manager to expand and manage a portfolio of business clients. You will cultivate profitable relationships, structure loan terms, and collaborate with credit analysts to ensure sound lending decisions.

The role requires building a strong COI network and achieving production targets while delivering exceptional service to business owners. Proactive community involvement is valued.