Commercial Lending Relationship Manager

Renasant Bank; Huntsville (AL); On-site; USD 60,000 - 95,000; Full time

Job summary

Renasant Bank is seeking a Commercial Relationship Officer in Huntsville, AL to establish business relationships and manage a loan portfolio within established lending limits. You will present and analyze loans, develop pricing strategies, and build lasting client relationships.

Interviewing applicants, negotiating terms, and ensuring compliance with policies are key duties. This role emphasizes growth through new business development and collaboration with loan analysts.

Qualifications

• High school diploma or equivalent required; Bachelor's degree preferred.
• 1 year lending experience or 3 years related experience.
• Ability to read, analyze, and interpret business materials and procedures.
• Strong presentation, communication, and interpersonal skills.
• Ability to apply fractions, percentages, ratios to practical situations.

Responsibilities

• Manage an active portfolio of loan relationships of varying size.
• Interview applicants, structure and negotiate loan terms, analyze loans.
• Approve loans within loan authority.
• Assign risk grades to loans and relationships.
• Develop and recommend pricing strategies and parameters.
• Cross-sell bank products and services to clients and referrals.
• Maintain relationships with customers and referral sources.
• Monitor lending policy compliance and assist in audits.

Skills

Lending experience

Professional sales ability

Verbal and written communication

Financial statement analysis

Education

High school diploma or equivalent

Bachelor's degree preferred

Job description

Renasant Bank is seeking a Commercial Relationship Officer in Huntsville, AL to establish business relationships and manage a loan portfolio within established lending limits. You will present and analyze loans, develop pricing strategies, and build lasting client relationships.

Interviewing applicants, negotiating terms, and ensuring compliance with policies are key duties. This role emphasizes growth through new business development and collaboration with loan analysts.