Senior Cashiering Operations Specialist - Money Movement

Alpaca; New York (NY); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Competitive Salary & Stock Options

Health Benefits

New Hire Home-Office Setup: One-time $

Monthly Stipend: USD $150 per month

Job summary

Alpaca is seeking a Senior Cashiering Operations Associate to own client money movement across ACH, domestic and international wires, RTP, checks, and internal journals. This role emphasizes timely, accurate, and compliant cash processing with a focus on reducing risk and strengthening controls in a fast-paced fintech environment.

The successful candidate will operate independently, exercise judgment on complex transactions, and partner with custodians and banking partners.

Qualifications

• Bachelor's degree in Finance, Business, Economics, or related field.
• 5+ years of experience in financial services, brokerage operations, banking, or cashiering.
• Direct experience processing money movements (ACH, wires, checks, journals, RTP preferred).
• Experience interacting with custodians, clearing firms, or correspondent banks.
• Strong command of operational risk and fraud controls.
• High level of attention to detail and accuracy.
• Clear, confident written and verbal communication with internal stakeholders and external partners.
• Ability to work independently, prioritize competing demands, and elevate issues with context and recommendations.

Responsibilities

• Own and strengthen controls across money movement workflows.
• Review, validate, and approve client money movement requests (ACH, wires, RTP, checks, journals).
• Process and release transactions accurately and within SLAs.
• Reconcile daily cash movements, deposits, and settlement activity.
• Monitor and resolve exceptions, returns, rejects, and discrepancies.
• Serve as a primary operational contact for custodians and banking partners.
• Prepare and review daily and monthly operational reports and coding oversight.
• Maintain documentation and case tracking in Salesforce and internal systems.
• Ensure adherence to regulatory requirements, internal controls, and data privacy standards.
• Identify operational risks and elevate high-risk transactions appropriately.
• Support audits, reporting, and special projects.
• Partner with cross-functional teams to design and implement process improvements.
• Train and coach internal teams; contribute to playbooks and onboarding.

Skills

Financial services experience

Money movements

Operational risk awareness

Attention to detail

Communication

Independent work

Process improvement

Education

Bachelor's degree in Finance, Business, Economics, or related field

Tools

Salesforce

Job description

Alpaca is seeking a Senior Cashiering Operations Associate to own client money movement across ACH, domestic and international wires, RTP, checks, and internal journals. This role emphasizes timely, accurate, and compliant cash processing with a focus on reducing risk and strengthening controls in a fast-paced fintech environment.

The successful candidate will operate independently, exercise judgment on complex transactions, and partner with custodians and banking partners.