Senior Cash Operations Lead – Money Movement

Alpaca; Atlanta (GA); On-site; USD 110,000 - 150,000; Full time

Benefits offered by this job

Stock Options

Health Benefits

Home-Office setup grant

Monthly Brex Card stipend

Job summary

Alpaca is seeking a Senior Cashiering Operations Associate to own client money movement across ACH, domestic and international wires, RTP, checks, and internal journals. This role emphasizes timely, accurate, and compliant cash processing with a focus on strengthening controls and reducing risk in a fast-paced fintech environment.

You will operate with a high degree of independence, work with custodians and banking partners, and help design process improvements while ensuring regulatory

Qualifications

• Bachelor's degree in Finance, Business, Economics, or related field, or equivalent experience.
• 5+ years of experience in financial services, brokerage operations, banking, or cashiering.
• Direct experience processing money movements (ACH, wires, checks, journals, RTP preferred).
• Experience interacting with custodians, clearing firms, or correspondent banks.
• Strong command of operational risk and fraud controls.
• High level of attention to detail and accuracy.
• Clear, confident written and verbal communication with internal stakeholders and external partners.
• Ability to work independently, prioritize competing demands, and elevate issues with context and recommendations.

Responsibilities

• Own money movement controls across ACH, wires, RTP, checks, and journals.
• Review, validate, and approve money movement requests.
• Reconcile daily cash movements and settlement activity.
• Monitor exceptions and resolve discrepancies.
• Serve as primary contact for custodians and banking partners.
• Prepare daily/monthly operational reports and maintain documentation (Salesforce).
• Ensure adherence to regulatory requirements and data privacy.
• Identify operational risks and escalate high-risk transactions.

Skills

Money movement

Operational risk

Attention to detail

Communication

Independence

Salesforce

Education

Bachelor's degree in Finance, Business, Economics, or related field

Tools

Salesforce

Job description

Alpaca is seeking a Senior Cashiering Operations Associate to own client money movement across ACH, domestic and international wires, RTP, checks, and internal journals. This role emphasizes timely, accurate, and compliant cash processing with a focus on strengthening controls and reducing risk in a fast-paced fintech environment.

You will operate with a high degree of independence, work with custodians and banking partners, and help design process improvements while ensuring regulatory