Senior Banker, HNW Lending & Advisory (Hybrid)

Charles Schwab; Indianapolis (IN); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time off and sabbatical after 5 y

Paid parental leave

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab is seeking a Senior Banker to partner with Schwab Wealth Advisory teams, delivering banking, lending, and trust solutions to high net worth clients. You’ll coordinate with credit, risk, and operations to ensure a smooth client journey from inquiry to funding.

The role emphasizes strong communication, meticulous underwriting, and proactive client service in a hybrid, client‑facing environment.

Qualifications

• 5+ years lending consult/business development in financial services or with HNW/UHNW clients.
• Expert knowledge of residential mortgage products, HELOC, and securities-based loans; deposits and brokerage margins.
• Ability to analyze cash flow and balance sheet of HNW/UHNW clients.
• Strong diplomacy, discretion, and professionalism; manage transactions while maintaining client relationships.
• Series 7 and 63/65 or 66 licenses; NMLS license to be obtained within 90 days.

Responsibilities

• Advise Schwab Wealth Advisory clients on Bank lending, deposits, and trust solutions with pricing and deal structures.
• Partner with Schwab teammates across geographies to identify opportunities and develop action plans.
• Develop and present lending, deposit, and trust solutions with input from credit partners.
• Own the client experience from first contact to loan funding or account setup.
• Coordinate with partners and third-party providers for smooth processing.
• Maintain status updates for banking applications and liaise with risk and support teams.
• Address issues during loan process and assist underwriting as needed.

Skills

Lending consultation

HNW/UHNW client services

Credit products knowledge

Cash flow analysis

Diplomacy & professionalism

Excellent communication

Relationship building

Team collaboration

Attention to detail

Mortgage underwriting knowledge

Series 7 license

NMLS license

Education

Undergraduate degree

Job description

Charles Schwab is seeking a Senior Banker to partner with Schwab Wealth Advisory teams, delivering banking, lending, and trust solutions to high net worth clients. You’ll coordinate with credit, risk, and operations to ensure a smooth client journey from inquiry to funding.

The role emphasizes strong communication, meticulous underwriting, and proactive client service in a hybrid, client‑facing environment.