Senior Backend Engineer, Card Loans Platform (Remote)

Affirm, Inc.; California, Northern (MO, KY); Hybrid; USD 140,000 - 190,000; Full time

Job summary

Affirm, Inc. in the United States is seeking a Senior Software Engineer, Backend for the Card Loan Platform. Remote US work enables collaboration with product, data science, and engineering to design and build the financial brain behind Affirm’s card products, driving real-time approvals and refunds.

The role leads end-to-end system design, builds robust APIs, and mentors engineers to ensure high-availability services and scalable architecture for a rapidly growing fintech platform.

Qualifications

• 5+ years of experience in software development or engineering.
• Motivated leader, fostering team growth and continuous learning
• Excellent communicator, adept at sharing complex ideas with diverse audiences.
• Strong analytical and problem‑solving skills, with a creative and solution‑oriented mindset.
• Proficiency in Python, Kotlin, or similar.
• Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes).
• Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Responsibilities

• Drive technical strategy by leading the planning, prioritization, and execution of projects, ensuring alignment with product, technical, and business goals.
• Lead the end-to-end system design and development of large-scale, high-availability services. This includes building robust APIs and data models for our micro-service and event-driven architectures.
• Collaborate across functions with partners in Product, Analytics, Design, Legal, and Accounting to define requirements and execute our card loan attribution and lifecycle strategy.
• Ensure system health and performance by analyzing and troubleshooting complex technical issues, optimizing existing code, and driving solutions that focus on long‑term robustness and scalability.
• Mentor and grow the team by guiding junior engineers, leading technical discussions and design reviews, and championing best practices through code review.

Skills

Python

Kotlin

Leadership

Communication

Mentoring

System design

Education

Bachelor's degree

Tools

Docker

Kubernetes

AWS

Job description

Affirm, Inc. in the United States is seeking a Senior Software Engineer, Backend for the Card Loan Platform. Remote US work enables collaboration with product, data science, and engineering to design and build the financial brain behind Affirm’s card products, driving real-time approvals and refunds.

The role leads end-to-end system design, builds robust APIs, and mentors engineers to ensure high-availability services and scalable architecture for a rapidly growing fintech platform.