Senior Asset-Based Lending Relationship Executive

SouthState Bank; Atlanta (GA); On-site; USD 95,000 - 150,000; Full time

Job summary

SouthState Bank is seeking a senior-level commercial lending professional to grow asset-based loan relationships in the Atlanta market. You will cultivate consultative relationships, manage loan flow from origination to underwriting and closing, and collaborate with banking partners to deliver holistic financing solutions.

The role requires a decade of experience in commercial lending, strong credit analysis, and a proven ability to structure deals with favorable terms while maintaining risk

Qualifications

• Bachelor’s degree in business, finance, banking, or related field required.
• Minimum of 10+ years commercial lending or portfolio management experience.
• Experience with loan structuring and credit analysis.
• Asset-based, leveraged finance and/or secured lending experience preferred.

Responsibilities

• Actively participates in a business development plan to increase the loan and deposit portfolio of asset based relationships within assigned market.
• Develop consultative relationships with prospects to add value by delivering appropriate banking solutions.
• Manage the flow of loan requests through the appropriate channels to ensure the credit quality, responsiveness, structure, and pricing meets the needs of the prospect and the operating objectives of the Bank.
• Closely monitor and assist with the underwriting and closing process. Keep prospect informed throughout the process.
• Develop a top prospect list in each assigned market.
• Collaborate effectively with appropriate business partners throughout the Bank.
• Develop solid relationships with commercial bankers and leaders in assigned markets.
• Creatively structure opportunities with a focus on "holistic" and win/win solutions.
• Pre-screen opportunities with manager or others within SSCF.
• Assist with the screening of loan requests within the parameters of the Bank’s and SSCF’s policies and procedures.
• Partner with Relationship Management/ Underwriting and Credit to properly risk grade new opportunities.
• Price each loan and deposit product according to current Bank pricing guidelines.
• Document the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing guidelines.
• Demonstrate a commitment to fair lending practices.
• Build and maintain a positive working relationship with COI’s and others in the community to enhance the Bank’s and SSCF’s image and reputation in the marketplace.
• Establish and deepen relationships with prospects, COI’s and referral sources.
• Be a superior team player within SouthState Capital Finance and throughout the Bank.
• Practice and employ the "Sundown Rule".

Skills

Sales

Interpersonal skills

Negotiation

Credit analysis

Attention to detail

Analytical skills

Education

Bachelor's degree in business, finance, banking, or related field

Tools

Microsoft Word

Excel

Outlook

Job description

SouthState Bank is seeking a senior-level commercial lending professional to grow asset-based loan relationships in the Atlanta market. You will cultivate consultative relationships, manage loan flow from origination to underwriting and closing, and collaborate with banking partners to deliver holistic financing solutions.

The role requires a decade of experience in commercial lending, strong credit analysis, and a proven ability to structure deals with favorable terms while maintaining risk