Senior AML Governance & Advisory Lead

Chime; San Francisco (CA); Hybrid; USD 112,000 - 155,000; Full time

Benefits offered by this job

Hybrid work model

Health benefits

Generous vacation

Job summary

Chime is seeking a Senior Analyst in AML Governance & Advisory within Financial Crimes & Identity. You will own governance for BSA/AML and OFAC, partnering with Compliance, Risk, Legal, and Engineering to drive oversight, document controls, and continuous program maturity.

Base salary starts at $112,000 and goes up to $155,000, with bonus and equity eligibility. This role demands regulatory rigor balanced with operational agility, strong written communication, and a proactive, solutions-oriented

Qualifications

• 5+ years in BSA/AML and OFAC in fintech/bank/regulatory setting
• Deep knowledge of FinCEN, OCC, FFIEC requirements and exams
• Exceptional written communication for clear policies and narratives
• Experience supporting regulatory examinations, audits and bank reviews
• Issues management: corrective action plans, validation criteria, remediation tracking
• Contribute to enterprise-wide BSA/AML and sanctions risk assessments
• Understanding of three lines of defense and independent challenge
• Experience building exec/Board- level reporting and governance routines
• Proven automation or process-improvement in compliance/risk
• Strong program management across multiple workstreams
• Ability to influence across Compliance, Legal, Risk, Product, Engineering
• Comfort operating with urgency amid ambiguity

Responsibilities

• Lead and enhance governance frameworks for BSA/AML and OFAC programs
• Drive governance routines, reporting, and escalation processes
• Track and report program risks, issues, and remediation
• Support enterprise AML/sanctions risk assessments and control framework
• Draft and maintain policy standards and procedures
• Monitor regulatory developments and update policies accordingly
• Prepare materials for regulatory exams and audits
• Coordinate audit responses and remediation milestones
• Support issue management from intake to sustainability evidence
• Collaborate cross-functionally to drive scalable governance improvements

Skills

BSA/AML compliance

OFAC compliance

Governance

Policy writing

Regulatory reporting

Tools

Looker/Tableau

Archer

LogicGate

AuditBoard

Workiva

Job description

Chime is seeking a Senior Analyst in AML Governance & Advisory within Financial Crimes & Identity. You will own governance for BSA/AML and OFAC, partnering with Compliance, Risk, Legal, and Engineering to drive oversight, document controls, and continuous program maturity.

Base salary starts at $112,000 and goes up to $155,000, with bonus and equity eligibility. This role demands regulatory rigor balanced with operational agility, strong written communication, and a proactive, solutions-oriented