Senior AML Governance & Advisory Strategist

Flourish Ventures; Chicago (IL); Hybrid; USD 112,000 - 155,000; Full time

Benefits offered by this job

Bonus

Equity package

Benefits

Job summary

Chime is seeking a Senior Analyst for AML Governance & Advisory within Financial Crimes & Identity. This role leads governance for BSA/AML and OFAC programs, partnering with Compliance, Risk, Legal, and Engineering to drive oversight and policy updates.

Base salary ranges from $112,000 to $155,000 plus bonus, equity, and benefits. The candidate excels at turning regulatory requirements into clear policies, building executive-level reports, and advancing automation within a high-growth fintech.

Qualifications

• 5+ years of experience in BSA/AML and OFAC compliance, with governance/advisory roles in fintech, bank, or regulated financial institutions.
• Deep knowledge of FinCEN, OCC, FFIEC requirements and examination expectations in consumer banking/payments/lending.
• Exceptional written communication translating regulatory requirements into clear policies and executive narratives.
• Experience supporting regulatory examinations, audits, and bank partner reviews with evidence collection.
• Hands-on issues management: corrective action plans, validation criteria, and remediation tracking with sustainability evidence.
• Experience contributing to enterprise-wide BSA/AML and sanctions risk assessments including inherent risk scoring and control effectiveness rating.
• Understanding of three lines of defense and ability to provide independent challenge while partnering with first line.
• Experience building board-level reporting materials and running governance/committee routines.
• Proven track record of driving automation or process improvements in compliance or risk.
• Strong program management to run multiple workstreams against regulatory deadlines.
• Ability to influence across Compliance, Legal, Risk, Product, and Engineering.
• Comfort working with urgency amid ambiguity and shifting priorities.

Responsibilities

• Lead governance frameworks for BSA/AML and OFAC programs with clear ownership and oversight.
• Drive governance routines, executive/committee reporting, and escalation in a regulatory environment.
• Track and report program risks, issues, remediation plans, and control effectiveness.
• Support enterprise-wide AML/sanctions risk assessments and strengthen control framework.
• Draft and maintain BSA/AML and OFAC policies and procedures in line with regs and partner obligations.
• Monitor regulatory developments and update policies and controls accordingly.
• Prepare materials for regulatory exams, partner reviews, and audits with audit-ready repositories.
• Coordinate audit responses and drive remediation with milestones and outcome metrics.
• Support end-to-end issues management from intake to corrective action and sustainability evidence.
• Collaborate cross-functionally to implement scalable governance improvements.

Skills

BSA/AML knowledge

OFAC compliance

Governance & advisory

Regulatory reporting

Stakeholder management

Policy drafting

Automation / process improvement

Executive-level reporting

Cross-functional collaboration

Program management

Tools

SQL

Looker

Tableau

Archer

LogicGate

AuditBoard

Workiva

Job description

Chime is seeking a Senior Analyst for AML Governance & Advisory within Financial Crimes & Identity. This role leads governance for BSA/AML and OFAC programs, partnering with Compliance, Risk, Legal, and Engineering to drive oversight and policy updates.

Base salary ranges from $112,000 to $155,000 plus bonus, equity, and benefits. The candidate excels at turning regulatory requirements into clear policies, building executive-level reports, and advancing automation within a high-growth fintech.