Senior Financial Crimes Lead & Analytics Architect

Chime Financial, Inc; San Francisco (CA); On-site; USD 139,000 - 193,000; Full time

Benefits offered by this job

Bonus

Equity

Benefits

Job summary

Chime Financial, Inc. is seeking a senior Financial Crimes leader to define how work is done, oversee analysts, and own the most challenging investigations end-to-end. You will set quality standards, calibrate teams, and represent the function with bank partners while shaping scalable coverage and typology development.

You will drive operational rollout, document procedures, and prepare for audits, while leveraging strong SQL and graph analysis skills to map relationships at scale.

Qualifications

• 7+ years in financial crime, fraud, or risk investigations in regulated environments.
• Working knowledge of BSA, USA PATRIOT Act, OFAC and SAR standards.
• Deep experience with transaction monitoring at real volume.
• Typology depth across money laundering and fraud.
• Hands-on in scenario tuning with data or risk partners.
• Experience overseeing vendor/investigation teams.
• Ability to prioritize under high volume and ambiguity.
• Advanced SQL and graph/link analysis tooling experience.
• Certification such as CAMS or CFE preferred.

Responsibilities

• Operate with minimal direction on ambiguous problems and set the approach.
• Define quality standards and calibrate across the team.
• Represent Financial Crimes to partners outside the function.
• Mentor and elevate analysts through calibration and documentation.
• Improve systems with reusable controls, procedures, or typologies.
• Own SOPs and readiness for audits and bank partner reviews.

Skills

Advanced SQL

Graph analysis

Link analysis tooling

Vendor management

AML knowledge

Risk investigations

Judgment under volume

Tools

SQL

Graph analysis tools

Job description

Chime Financial, Inc. is seeking a senior Financial Crimes leader to define how work is done, oversee analysts, and own the most challenging investigations end-to-end. You will set quality standards, calibrate teams, and represent the function with bank partners while shaping scalable coverage and typology development.

You will drive operational rollout, document procedures, and prepare for audits, while leveraging strong SQL and graph analysis skills to map relationships at scale.