Senior Financial Crimes Lead Analyst

Chime; Chicago (IL); On-site; USD 139,000 - 193,000; Full time

Job summary

Chime is seeking a senior member of its Financial Crimes team to set the standard for how work is done, not merely react to queues. You will own the hardest investigations end to end, raise the ceiling for analysts you lead, and define what good looks like in this critical function.

You will lead vendor management and quality initiatives, drive risk-trend analysis, and develop new typologies. This role requires guiding cross‑functional work, shaping coverage, and ensuring audit readiness while

Qualifications

• 7+ years in financial crime, fraud, or risk investigations at a bank or fintech.
• Deep knowledge of AML, USA PATRIOT Act, OFAC and SAR standards.
• Experience with transaction monitoring at real volume.
• Typology depth across money laundering and fraud.
• Experience tuning scenarios or thresholds with data partners.
• Experience overseeing vendor or outsourced teams.

Responsibilities

• Lead and mentor a team of analysts and manage vendor operations.
• Analyze risk trends and map unusual activity across accounts and devices.
• Develop and own coverage typologies and related rollout with partners.
• Create or update procedures, documentation, and evidence standards.
• Prepare for audits and regulatory examinations and drive remediation.

Skills

Financial crime analysis

Leadership

SQL

Typology development

Vendor management

Risk trend analysis

Audit readiness

Education

CAMS

CFE

Tools

SQL

Graph analysis tools

Job description

Chime is seeking a senior member of its Financial Crimes team to set the standard for how work is done, not merely react to queues. You will own the hardest investigations end to end, raise the ceiling for analysts you lead, and define what good looks like in this critical function.

You will lead vendor management and quality initiatives, drive risk-trend analysis, and develop new typologies. This role requires guiding cross‑functional work, shaping coverage, and ensuring audit readiness while