SBA Lending Growth Executive

Unity Bank; Clinton (NJ); On-site; USD 85,000 - 120,000; Full time

Job summary

Unity Bank seeks an SBA Business Development Executive to cultivate leads and sell SBA loan products to new and existing customers in NJ/PA. You will screen requests, assemble loan documents, and draft proposals for credit review.

The role emphasizes building centers of influence, cross-selling bank services, and representing Unity Bank at community events, with travel across the region as needed.

Qualifications

• Bachelor's degree in business or related field.
• Minimum 3 years of commercial lending experience.
• Minimum 2 years of SBA lending experience.
• Formal bank credit training preferred.
• NAGGL and/or NADCO SBA training preferred.
• Working knowledge of SBA SOP.

Responsibilities

• Solicit new SBA 7(a), SBA 504 loan requests from existing and prospective customers and intermediaries.
• Interview loan applicants; collect and analyze financial data to determine the general creditworthiness of the applicant.
• Establish SBA eligibility.
• Establish and negotiate the terms and conditions under which credit will be extended.
• Evaluate and structure loan requests.
• Package and submit required loan documentation.
• Prepare and submit draft loan proposals.
• Assist the credit and closing departments in obtaining required documentation to facilitate timely closings.
• Cross-sell other Unity Bank products and business partner services.
• Monitor and report assigned loan portfolio activity to management as required by Unity Bank policies and procedures.
• Travel locally within NJ and PA as necessary to attend business meetings; social and networking events; and bank-sponsored events within assigned region(s).

Skills

Customer needs analysis

Financial data analysis

Credit knowledge

MS Word

MS Excel

Independent worker

Excellent communication

Negotiation

Education

Bachelor's degree in business or related field

NAGGL or NADCO SBA training

SBA SOP knowledge

Job description

Unity Bank seeks an SBA Business Development Executive to cultivate leads and sell SBA loan products to new and existing customers in NJ/PA. You will screen requests, assemble loan documents, and draft proposals for credit review.

The role emphasizes building centers of influence, cross-selling bank services, and representing Unity Bank at community events, with travel across the region as needed.