RMBS Structured Finance Analyst – Credit & Cash-Flow Modeling

Fitch; Chicago (IL); On-site; USD 85,000 - 100,000; Full time

Job summary

Fitch Ratings is seeking an Analyst to join the Residential Mortgage-Backed Securities (RMBS) group in Chicago or New York. You will collaborate with senior analysts on transaction analysis, run models, and evaluate credit risk and cash flow coverage for RMBS transactions.

You will present reviews at rating committees, understand legal and accounting issues affecting securities, and contribute to research reports and press releases. Strong written/verbal skills and teamwork are essential.

Qualifications

• Bachelor’s degree minimum.
• 1–3 years of relevant experience (excluding internships).
• Experience in capital markets, securitization/structured products, mortgage markets, and/or credit analysis a plus.
• Strong analytical, quantitative, and organizational skills.
• Excellent written and verbal communication skills.
• Ability to excel in a team-oriented environment.

Responsibilities

• Analyze critical credit, legal, and structural elements of RMBS transactions.
• Produce quality internal and external written reports and market commentaries.
• Communicate Fitch rating methodology to issuers and investors.
• Deployment and implementation of cash flow models and tools used in the rating process.
• Lead and/or support research projects.

Skills

Analytical skills

Quantitative skills

Written and verbal communication

Teamwork

Education

Bachelor's degree

Job description

Fitch Ratings is seeking an Analyst to join the Residential Mortgage-Backed Securities (RMBS) group in Chicago or New York. You will collaborate with senior analysts on transaction analysis, run models, and evaluate credit risk and cash flow coverage for RMBS transactions.

You will present reviews at rating committees, understand legal and accounting issues affecting securities, and contribute to research reports and press releases. Strong written/verbal skills and teamwork are essential.