Risk Management & Controls Associate – RCSA Implementation

Santander Consumer USA Inc.; Town of Boston (NY); Hybrid; USD 81,000 - 140,000; Full time

Job summary

Santander Consumer USA Inc. is seeking an Associate, Risk Management to support the Second Line of Defense.

You will identify and assess risk across the business line, support risk initiatives, and help ensure adherence to corporate risk policies. The role requires 5+ years in risk-related functions, deep knowledge of the regulatory environment, and strong analytical, project management, and communication skills.

Qualifications

• Bachelor’s degree in a related field or equivalent demonstrated through work experience, training, military service, or education – Required.
• Master’s degree in a related field or equivalent demonstrated through work experience, training, military service, or education – Preferred.
• 5+ years of experience in risk management, internal controls, auditing, credit management, a relevant line of business, and/or legal or regulatory functions – Required.
• Demonstrated experience supporting and/or leading risk projects across multiple business lines offering a broad range of financial services products and services – Required.
• Knowledge of the financial services sector and regulatory environment for Second Line of Defense.

Responsibilities

• Adherence to Risk Frameworks, Policies, and Standards: Partner with SLoD to provide input on and review frameworks, policies, and standards.
• Risk Monitoring: Continuously monitor all sources of risk within the Business Line and the external environment.
• Issue Identification, Management, and Risk Assessment: Conduct RCSA responsibilities, process mapping, risk and control matrices, inherent risk assessments, internal control testing, and Heracles data/input.
• Internal Control Testing: Implement and maintain internal control testing and control-effectiveness monitoring; elevate deficiencies and identify root causes.
• Control Performance Indicators: Define and document metric details for CPI framework.
• Exam Management: Liaise with the Business Line on exam-related activities; review materials and remediation artifacts.
• Communication and Training: Support training and guidance for stakeholders and promote risk framework awareness.

Skills

Risk management

Regulatory knowledge

Stakeholder influence

Analytical skills

Project management

Communication

Education

Bachelor’s degree in related field

Master’s degree Preferred

Job description

Santander Consumer USA Inc. is seeking an Associate, Risk Management to support the Second Line of Defense.

You will identify and assess risk across the business line, support risk initiatives, and help ensure adherence to corporate risk policies. The role requires 5+ years in risk-related functions, deep knowledge of the regulatory environment, and strong analytical, project management, and communication skills.