Residential Mortgage Solutions Advisor

Bank of America; California (MO); Hybrid; USD 36,000 - 42,000; Full time

Job summary

Bank of America is hiring a Mortgage Originator responsible for originating residential loans, including First Mortgage and HELOC products, within a financial center. The role balances sales performance, operational risk, and client care while handling SAFE Act requirements for mortgage loan originations.

You will engage clients in person and by phone, build relationships, and guide them through the loan process from application to close, while ensuring regulatory compliance and a high level of

Qualifications

• Minimum 2 years mortgage origination experience or equivalent consultative sales background.
• Strong client needs assessment and relationship-building abilities.
• Ability to analyze financial data and explain product/pricing policies clearly.

Responsibilities

• Provide personalized service offering borrowing and banking guidance at the life stages of clients.
• Build and deepen client relationships using the bank's full capabilities.
• Analyze client financials to recommend suitable lending products.
• Present home lending solutions, assist with mortgage applications, collect documents, and keep clients informed throughout the process.
• Manage pipeline with outreach and consistent follow-ups to meet client needs.
• Refer clients to internal partners based on needs and deliver exceptional client experience.

Skills

Client Management

Relationship Building

Pipeline Management

Referral Management

Credit and Risk Assessment

Attention to Detail

Communication Skills

Education

High School Diploma / GED / Secondary School or equivalent

Tools

MS Office / Excel

Job description

Bank of America is hiring a Mortgage Originator responsible for originating residential loans, including First Mortgage and HELOC products, within a financial center. The role balances sales performance, operational risk, and client care while handling SAFE Act requirements for mortgage loan originations.

You will engage clients in person and by phone, build relationships, and guide them through the loan process from application to close, while ensuring regulatory compliance and a high level of