Mortgage & Home Lending Advisor

Bank of America; Fremont (CA); On-site; USD 65,000 - 120,000; Full time

Job summary

Bank of America in the United States seeks a Mortgage Loan Originator to originate residential loans and HELOCs, balancing sales with risk and client relationship care.

The role involves presenting home lending solutions, guiding clients through the mortgage process, and coordinating with internal partners to deliver an exceptional client experience. SAFE Act registration is required.

Qualifications

• Minimum mortgage origination experience (2+ years) or equivalent demonstrated ability in consultative sales and tailoring financial solutions.
• Ability to listen actively to determine client needs and goals and engage proactively.
• Professional communication skills in person and over the phone.

Responsibilities

• Provides specialized service offering advice and guidance to clients through borrowing and banking offerings.
• Builds and deepens relationships with clients by leveraging bank capabilities.
• Analyzes client financial needs and recommends financial services aligned with priorities.
• Presents home lending product solutions, submits mortgage applications, and assists with documentation.

Skills

Client Management

Client Solutions Advisory

Customer and Client Focus

Referral Identification

Risk Management

Client Experience Branding

Credit Documentation Requirements

Credit and Risk Assessment

Pipeline Management

Referral Management

Attention to Detail

Collaboration

Issue Management

Prospecting

Relationship Building

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America in the United States seeks a Mortgage Loan Originator to originate residential loans and HELOCs, balancing sales with risk and client relationship care.

The role involves presenting home lending solutions, guiding clients through the mortgage process, and coordinating with internal partners to deliver an exceptional client experience. SAFE Act registration is required.