Residential Mortgage Lending Specialist

First Financial Bank; Southlake (TX); On-site; USD 45,000 - 85,000; Full time

Job summary

First Financial Bank in Fort Worth, TX seeks a mortgage loan professional to develop secondary market opportunities, analyze borrower data, and advise clients on loan programs. You will build a network with real estate professionals and maintain compliance with lending guidelines.

The role emphasizes customer service excellence, ethical standards, and ongoing training, with routine collaboration across departments to deliver competitive lending solutions.

Qualifications

• High school diploma or equivalent.
• Two years mortgage loan experience and one year real estate/sales experience.
• Bachelor’s degree in real estate or finance may substitute for experience.
• Working knowledge of mortgage lending laws and regulations.
• Familiar with FNMA, FHLMC, FHA, and VA guidelines.
• Proficiency in Microsoft Word and Excel.
• Able to work with limited supervision.
• Professional demeanor and strong oral and interpersonal communication.

Responsibilities

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurers, attorneys and other related entities.
• Conducts interviews with prospective borrowers to analyze financial and credit data to determine financing objectives.
• Advises customers of product/pricing policies and gathers any additional required information.
• Maintains a quality network of personal and business relationships that serves as a source of referrals for mortgage lending opportunities.
• Ensures exceptional customer service by maintaining knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics.
• Participates in job-specific training and bank training programs.
• Complies with all Federal and State Laws and Regulations including BSA, AML and bank policies.
• Other duties as assigned.
• Actively participate in the sales and service culture and follow Bank policies.

Skills

Communication skills

Customer service

Microsoft Word

Microsoft Excel

Independent work

Education

High school diploma

Bachelor’s degree in real estate or finance substitution

Job description

First Financial Bank in Fort Worth, TX seeks a mortgage loan professional to develop secondary market opportunities, analyze borrower data, and advise clients on loan programs. You will build a network with real estate professionals and maintain compliance with lending guidelines.

The role emphasizes customer service excellence, ethical standards, and ongoing training, with routine collaboration across departments to deliver competitive lending solutions.