Residential Mortgage Lending Specialist

First Financial Bank; Houston (TX); On-site; USD 55,000 - 85,000; Full time

Job summary

First Financial Bank in Fort Worth, TX seeks an experienced professional to originate and manage secondary market mortgage loans. You will analyze borrower financials, advise on loan options, and build a network with real estate professionals to deliver competitive financing solutions.

The role requires knowledge of FNMA, FHLMC, FHA, and VA guidelines, strong communication, and the ability to work with limited supervision.

Qualifications

• High school diploma or equivalent.
• Two years of mortgage loan experience, and one year of real estate/sales experience.
• Bachelor's Degree with specialization in real estate or finance may substitute in lieu of experience.
• Working knowledge of mortgage lending and laws/regulations procedures is necessary.
• Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan programs offered.
• Proficiency in Microsoft Word, Excel, and related computer applications is also required.
• Incumbent must be able to work with limited supervision.
• Professional demeanor as well as effective oral communication and interpersonal skills are essential.

Responsibilities

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals.
• Conducts interviews with prospective borrowers to analyze financial and credit data to determine financing objectives.
• Advises customers of product/pricing policies and gathers any additional required information.
• Maintains a quality network of personal and business relationships for referrals.
• Ensures exceptional customer service by knowing lending programs, policies, procedures and regulatory requirements.

Skills

Mortgage lending knowledge

MS Word & Excel

Communication skills

Education

High school diploma

Bachelor's degree in real estate or finance

Tools

Microsoft Word

Microsoft Excel

Job description

First Financial Bank in Fort Worth, TX seeks an experienced professional to originate and manage secondary market mortgage loans. You will analyze borrower financials, advise on loan options, and build a network with real estate professionals to deliver competitive financing solutions.

The role requires knowledge of FNMA, FHLMC, FHA, and VA guidelines, strong communication, and the ability to work with limited supervision.