Mortgage Loan Officer — Secondary Market Specialist

First Financial Bank Texas; Stephenville (TX); On-site; USD 50,000 - 70,000; Full time

Job summary

First Financial Bank Texas in Fort Worth, TX is seeking a mortgage loan professional to provide secondary market mortgage loans. You will engage with bank customers, real estate brokers, and other parties to meet customer needs and grow lending opportunities.

You’ll analyze financial data, explain product policies, and maintain a network of relationships while upholding regulatory requirements and ethical standards.

Qualifications

• High school diploma or equivalent.
• Two years of mortgage loan experience, and one year of real estate/sales experience are required.
• Bachelor’s Degree with specialization in real estate or finance may substitute in lieu of experience.
• Working knowledge of mortgage lending and laws/regulations procedures is necessary.
• Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan programs offered.
• Proficiency in Microsoft Word, Excel, and related computer applications is also required.
• Incumbent must be able to work with limited supervision.
• Professional demeanor as well as effective oral communication and interpersonal skills are essential.

Responsibilities

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities.
• Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives.
• Advises customers of product/pricing policies and guidelines and gathers any additional required information.
• Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics.
• Participates in job specific training and other various bank training programs as required.
• Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures.
• Other duties as assigned.
• Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures.

Skills

Interpersonal skills

Oral communication

Microsoft Word

Microsoft Excel

Customer service

Education

High school diploma or equivalent

Bachelor’s degree in real estate or finance

Tools

Microsoft Word

Microsoft Excel

Job description

First Financial Bank Texas in Fort Worth, TX is seeking a mortgage loan professional to provide secondary market mortgage loans. You will engage with bank customers, real estate brokers, and other parties to meet customer needs and grow lending opportunities.

You’ll analyze financial data, explain product policies, and maintain a network of relationships while upholding regulatory requirements and ethical standards.