Residential Mortgage Consultant — Hybrid, Commission + Base

Partners Bank; South Berwick (ME); Hybrid; USD 45,000 - 55,000; Full time

Job summary

Partners Bank is seeking a Mortgage Consultant to originate consumer residential loans and provide lending expertise across the origination lifecycle. You will build relationships with brokers, builders and other centers of influence to grow referrals while upholding regulatory standards and bank policies.

In this hybrid role, you will collaborate with the Sr. Retail Banker and other teams to manage a robust loan pipeline, ensure timely closings, and deliver exceptional customer service.

Qualifications

• Minimum of three years of residential lending and sales experience.
• Knowledge of lending and underwriting policies and procedures, including guidelines issued by FNMA, MSHA, VA, Rural Development and other investors.
• Strong sales, organizational and interpersonal skills
• Excellent written and verbal communication skills

Responsibilities

• Originate a variety of consumer residential loans in accordance with established policies and procedures and all applicable regulatory requirements.
• Provide exceptional responsiveness and lending knowledge.
• Actively promote the Bank with real estate brokers, builders and other centers of influence to increase referrals and build strong networks.
• Proactively uncover residential loan opportunities through relationships with brokers, builders, or other centers of influence.
• Receive residential loan referrals from assigned branches and others; follows up with results of referrals.
• Develop and maintain good relationships with centers of influence and internal referral sources.
• May take correspondent loan applications with oversight by the Correspondent Mortgage Loan Officer.
• Submit accurate and complete loan files with all appropriate supporting documentation in conformance with the Bank’s policies and procedures, and with all applicable regulatory requirements.
• Uses the applicable technology to accurately enter loan applications and manage the loan file from origination to closing.
• Maintain contact with borrowers, brokers and others involved with a loan application at least weekly or more often as needed.
• Work closely with the assigned Processor managing loan pipeline to ensure loan closing commitments are met.
• Cross-sell or refer additional lending, deposit or investment products when appropriate.
• Attends residential mortgage closings.

Skills

Sales experience

Residential lending

Customer service

Communication skills

Job description

Partners Bank is seeking a Mortgage Consultant to originate consumer residential loans and provide lending expertise across the origination lifecycle. You will build relationships with brokers, builders and other centers of influence to grow referrals while upholding regulatory standards and bank policies.

In this hybrid role, you will collaborate with the Sr. Retail Banker and other teams to manage a robust loan pipeline, ensure timely closings, and deliver exceptional customer service.