Remote Underwriting Analyst: Stop-Loss & Pricing

ISHE; Boise, Northern (ID, KY); Hybrid; USD 47,000 - 122,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Paid time off

Retirement savings options

Wellness programs

Job summary

CVS Health is seeking an Underwriter for Meritain Health to provide pricing guidance, prepare quotes, and analyze financial projections for a diversified book of business. This fully remote role supports Mid-Market and Captive/Alternate channels, collaborating with Sales and Client Management to optimize stop loss strategies and product mix.

The role emphasizes strong communication, analytical skills, and teamwork in a fast-paced benefits administration environment.

Qualifications

• 1-2 Years of applicable medical insurance experience: brokers (producers), carriers, third-party administrators, benefit analysis, underwriting, rating methodologies, or policy marketing, etc.
• Excellent verbal and written communication skills.
• Exceptional problem solving and decision-making skills.
• Demonstrated analytical skills.
• Adept at collaboration and teamwork.
• Adept at growth mindset (agility and developing yourself and others) skills.

Responsibilities

• Provide guidance and consultation to our Sales and Client Management teams on pricing and stop loss strategies
• Prepares and issues quotations and other financial deliverables for prospective and existing business while meeting established departmental TAT goals.
• Prepares financial projections on prospects utilizing financial models in Excel and Salesforce.
• Marketing and placement of stop loss policies, negotiating terms based upon claims data, strategy, relationships. and cost avoidance/reduction efforts.
• Works with leaders from key functional areas to understand potential impacts for custom requests.
• Manages and interprets operational data and applies to fee development and financial analysis.
• Presents to internal/external customers, constituents, and business partners
• Displays a clear understanding of the Meritain products and services along with strong business and systems knowledge
• Develops and participates in presentation to existing and prospective customers, business partners and internal business areas.
• Collaborates with leadership in Sales to determine the appropriate product mix to issue on proposals that target reducing total cost of care for the plan sponsor.
• Independently assists sales and client management personnel in explaining rates/fees and communication of underwriting and stop loss policies.
• Establishes and maintains a positive and productive relationship with sales, client management, our stop loss panel and internal partners.

Skills

Medical insurance

Communication

Analytical skills

Problem solving

Collaboration

Growth mindset

Education

High School Diploma

Tools

Microsoft Excel

Salesforce

Job description

CVS Health is seeking an Underwriter for Meritain Health to provide pricing guidance, prepare quotes, and analyze financial projections for a diversified book of business. This fully remote role supports Mid-Market and Captive/Alternate channels, collaborating with Sales and Client Management to optimize stop loss strategies and product mix.

The role emphasizes strong communication, analytical skills, and teamwork in a fast-paced benefits administration environment.