Remote Third-Party Collections Specialist (Commission)

LCS Financial Services Corporation; Charlotte (NC); Remote; USD 42,000 - 64,000; Full time

Benefits offered by this job

100% Remote Position

Commission

Medical, Dental & Vision Insurance

Life Insurance & Disability Coverage

401k Retirement Plan

Paid Holidays

Discretionary Time Off (DTO)

Team-Oriented Environment

Job summary

LCS Financial Services Corporation is seeking an experienced Collections Specialist to work remotely from home. You will manage inbound/outbound calls, negotiate settlements, and maintain compliance with debt collection laws while servicing delinquent accounts nationwide.

Ideal candidates have 2+ years in third-party debt collection, strong negotiation skills, and the ability to work independently in a home office.

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.
• High school diploma or equivalent.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Negotiation

Persuasion

Conflict resolution

Active listening

Telephone etiquette

Time management

Independent work

Professionalism

Education

High school diploma or equivalent

Tools

Skip-tracing tools

Collection management systems

Job description

LCS Financial Services Corporation is seeking an experienced Collections Specialist to work remotely from home. You will manage inbound/outbound calls, negotiate settlements, and maintain compliance with debt collection laws while servicing delinquent accounts nationwide.

Ideal candidates have 2+ years in third-party debt collection, strong negotiation skills, and the ability to work independently in a home office.