Remote Stop-Loss Underwriter: Risk & Pricing Expert

Acrisure; Arizona; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Life and disability insurance

Fertility benefits

Wellness resources

Paid time off

Job summary

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. This role covers underwriting new business and renewals, assessing exposure, and ensuring profitability while remaining competitive in the marketplace.

The Stop Loss Underwriter collaborates with sales, clinical, policy, and claims teams to deliver sound underwriting decisions aligned with company guidelines and financial objectives.

Qualifications

• 2+ years of stop loss underwriting experience.
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points and corridors.
• Price stop loss coverage in accordance with underwriting guidelines.
• Analyze renewal performance and determine rate adjustments.
• Underwrite new employer groups seeking stop loss coverage.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations and coordinate with policy administration.

Skills

Stop Loss Underwriting Experience

Self-funded Health Plan Knowledge

Large Claimant Reports Review

Underwriting Models & Rating Tools

Job description

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. This role covers underwriting new business and renewals, assessing exposure, and ensuring profitability while remaining competitive in the marketplace.

The Stop Loss Underwriter collaborates with sales, clinical, policy, and claims teams to deliver sound underwriting decisions aligned with company guidelines and financial objectives.