Remote Stop-Loss Underwriter | Pricing & Risk Expert

Acrisure; Wisconsin; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

401(k) plan

Paid time off

Job summary

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You’ll handle new and renewal business, assess exposure, and maintain profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to ensure sound underwriting decisions. The role requires 2+ years in stop loss underwriting, strong knowledge of self-funded plan structures, and proficiency with underwriting models.

Qualifications

• 2+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points, lasers, and corridors.
• Price stop loss coverage according to underwriting guidelines.
• Analyze emerging large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate contract terms.

Skills

Stop loss underwriting

Self-funded health plans

Large claimant reports

Underwriting models

Job description

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You’ll handle new and renewal business, assess exposure, and maintain profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to ensure sound underwriting decisions. The role requires 2+ years in stop loss underwriting, strong knowledge of self-funded plan structures, and proficiency with underwriting models.