Remote Senior Stop-Loss Underwriter | Risk & Pricing Leader

Acrisure; United States; On-site; USD 90,000 - 125,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Immediate Vesting

HSA/FSA

Paid Time Off

Job summary

Acrisure is seeking a Senior Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and help drive profitability while remaining competitive.

You will collaborate with sales, clinical, policy, and claims teams to deliver underwriting decisions aligned with company guidelines and financial goals, mentoring junior underwriters and supporting cross-functional initiatives.

Qualifications

• 5+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points, lasers, and aggregate corridors.
• Price stop loss coverage in accordance with underwriting guidelines.
• Analyze emerging large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate contract terms.
• Adhere to delegated underwriting authority.
• Ensure compliance with state and federal regulations.
• Provide guidance and mentorship to junior underwriters.
• Contribute to underwriting best practices, process improvements, and training initiatives.
• Serve as a subject matter expert on complex or high-risk cases.

Skills

Stop Loss Underwriting

Self-funded Health Plans

Claimant Reports Analysis

Underwriting Models & Rating Tools

Job description

Acrisure is seeking a Senior Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and help drive profitability while remaining competitive.

You will collaborate with sales, clinical, policy, and claims teams to deliver underwriting decisions aligned with company guidelines and financial goals, mentoring junior underwriters and supporting cross-functional initiatives.