Remote Stop-Loss Underwriter: Risk & Pricing

Acrisure; Tennessee; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Dental & Vision

401(k) with immediate vesting

HSA/FSA benefits

Job summary

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and ensure profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to align decisions with guidelines and financial goals, with on-site presence for teamwork.

Qualifications

• 2+ years of stop loss underwriting experience.
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate risk exposure and establish attachment points, lasers, and corridors.
• Price stop loss coverage per underwriting guidelines.
• Analyze emerging large claims and recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Coordinate with policy administration to ensure accurate terms.
• Adhere to delegated underwriting authority.
• Ensure compliance with state and federal regulations.

Skills

Stop loss underwriting

Self-funded plans

Large claimant reports

Underwriting models

Job description

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and ensure profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to align decisions with guidelines and financial goals, with on-site presence for teamwork.