Remote Stop-Loss Underwriter: Risk & Pricing

Acrisure; Kentucky; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

401(k) plan

Health insurance

Dental insurance

Vision insurance

Job summary

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and ensure profitability while staying competitive.

Collaboration with sales, clinical, policy, and claims teams is essential to deliver sound underwriting decisions. The role requires 2+ years of stop loss underwriting experience and strong knowledge of self-funded health plan structures, with

Qualifications

• 2+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points and corridors.
• Price stop loss coverage in line with underwriting guidelines.
• Analyze large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate contract terms.
• Adhere to delegated underwriting authority.
• Ensure compliance with state and federal regulations.

Skills

Stop loss underwriting knowledge

Large claimant reports review

Underwriting models & rating tools

Job description

Acrisure is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You will underwrite new business and renewals, assess exposure, and ensure profitability while staying competitive.

Collaboration with sales, clinical, policy, and claims teams is essential to deliver sound underwriting decisions. The role requires 2+ years of stop loss underwriting experience and strong knowledge of self-funded health plan structures, with